RPCD.SME & NFS. BC. No. 09/06.02.31/2011-12
July 1, 2011
The Chairman/Managing Director/
Chief Executive Officer
All Scheduled Commercial Banks
(excluding Regional Rural Banks)
As you are aware, the Reserve Bank of India has, from time to time, issued a number of guidelines/instructions/directives to banks in the matters relating to lending to Micro, Small & Medium Enterprises Sector. To enable the banks to have current instructions at one place, a Master Circular incorporating the existing guidelines/instructions/directives on the subject has been prepared and is appended. This Master Circular consolidates the instructions issued by the RBI up to June 30, 2011, which are listed in the Appendix, to theextentthey deal with the MSME sector lending by commercial banks.
2. Please acknowledge receipt.
Chief General Manager
SECTION - I : Micro, Small & Medium Enterprises Development (MSMED) Act, 2006
SECTION - IV : Common Guidelines / Instructions for Lending to MSME Sector
Annex I : MINISTRY OF SMALL SCALE INDUSTRIES, NOTIFICATION
Annex II : LIST OF MSME CLUSTERS COVERED BY EXISTING SIDBI BRANCHES
Annex III :List of MSME Clusters in India (identified by UNIDO)
Appendix : List of Circulars consolidated by the Master Circular
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